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This PT.AFFORDABLE.SERVICES website has been designed for the purposes of dissemination of basic information which is otherwise not available on the internet, various public platforms and social media. Careful attention has been given to ensure that the information provided herein is accurate and up-to-date. However, PT.AFFORDABLE.SERVICES is not responsible for any reliance that a reader places on such information and shall not be liable for any loss or damage caused due to any inaccuracy in or exclusion of any information, or its interpretation thereof. Reader is advised to confirm the veracity of the same from independent and expert sources. The links provided on this website are to facilitate access to basic information, and to share the various thought leadership initiatives undertaken by it. The content herein or on such links should not be construed as a legal reference or legal advice. User is requested to use his or her judgment and exchange of any such information shall be solely at the user’s risk. PT.AFFORDABLE.SERVICES uses cookies on its website to improve its usability. This helps us in providing a good user experience and to also help in improving our website. We use functional and analytical cookies to make sure our website works properly and to offer you the best possible user experience. By using this website, functional and analytical cookies will be installed on your browser. With your consent, we also use marketing cookies to analyse our marketing performance and to personalise the offers in our advertisements. By placing these cookies, PT.AFFORDABLE.SERVICES and third parties can track your internet behaviour to make our content and advertisements more relevant to your interests. By clicking on ‘Accept’, you consent to the placing of all marketing cookies. You can change your cookie preferences or withdraw your consent at any given time.